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Life insurance

Financial product

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Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

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Parkland Shooting Suspect Is Getting $430,000 From Life Insurance and May Lose His Lawyers

Public defenders for Nikolas Cruz asked to leave the case after he was awarded half of an $865,000 life insurance policy.
NYTimes.com - Published

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