Freelance writer and Business Insider contributor Rebecca Chamaa and her husband had ambitious savings goals when they first got married.
On the other hand, they weren't quite sure how to go about it.
Should they save a fixed amount of income each month, or a percentage?
If you have an employer-matched 401(k), Chamaa says it makes sense to at least contribute the same percentage.
Otherwise, you're losing money!
Also, live below your means.
As your income rises, so will your savings.