Americans fell behind on nearly 18 million credit-card and auto-loan payments last month

· *The proportion of credit-card accounts entering "financial hardship" programs surged in April by 3.2%, to 14.7 million, credit-reporting agency TransUnion said Wednesday.*
· *Auto loans notched a similar uptick, with 3.5%, or nearly three million accounts, falling into hardship status.*
· *The government's $2 trillion...