When you want to leave your Medicare Advantage Plan — but feel stuck

About half of Medicare Advantage members left their plans by the end of five years, according to a study published in 2023. Most switched to another Medicare Advantage plan, but not necessarily because they liked Medicare Advantage. Returning to Original Medicare can be tricky after you first sign up, because you may not be able to get a Medigap plan. But for people with serious or chronic health conditions who have Medicare Advantage, limited provider networks and prior authorization requirements may make it difficult or expensive for them to get the care they need. Here’s how it all works.