Workers must risk infection or losing unemployment payments

ATLANTA (AP) — Some of the millions of American workers laid off because of the coronavirus are beginning to face a tough choice — return to work and risk infection, or stay home and risk losing unemployment payments.

The decision is most pressing in states where governors have started allowing businesses such as restaurants to reopen with social-distancing restrictions.

Tyler Price, 26, was called back to his job at Del Frisco’s Grille in the Nashville suburb of Brentwood. Tennessee allowed restaurants to open dining rooms at 50% capacity, with servers wearing masks and being tested for fever.

But Price, who has yet to receive any unemployment benefits, is wrestling with what do. He said he is “highly susceptible” to respiratory illness and was hospitalized with pneumonia as a child.

“I know what it feels like to be in a hospital, to be drowning in your own lungs,” said Price, who moved in with his mother near St. Louis after getting laid off. “It’s horrifying. It’s terrible. I don’t want to find myself there.”

He said waiting tables “is impossible to do under social distancing guidelines," and he would prefer to draw unemployment payments.

On Thursday, the Labor Department reported that the business shutdowns and stay-at-home orders caused by the pandemic have led 30 million Americans to file for unemployment insurance, or roughly 1 of every 6 workers.

The design of the unemployment system adds to the pressure. If an employer calls back laid-off workers, they must report to work or are likely to lose their benefits.

That's because unemployment insurance is designed to tide people over until they can get back to a job, said Michele Evermore, a senior policy analyst with the National Employment Law Project in New York.

“An unemployed...