Holiday Budget advice

Balancing bills and presents

10 today is cyber monday ?

"* and you might have your laptop on the coffee table right now buying some omaha steaks or $20 neckties.

But before you go hog wild with your gold mastercard?

"*?

"*?

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"* th things to keep in mind.

Kimt news 3's alex jirgens is live in downtown mason city with some news you can use.

Alex?

George ?

"* i have been making a list of what everyone in my family is asking for this christmas.

And i've been making progress on the list.

But there are some things that i need to know to be a smart shopper.

I spoke with dave jarvill ?

"* who is a certified financial planner with first security bank.

He has some information shoppers need to know.

He advises everyone to make a plan before we "make a budget, write it down, and go through and say ok, this is the kind of money i got, this is what i can spend for each person.'

Then go in and be disciplined with it."

For those who might want to utilize a cash advance business to help cover costs?

*- jarvill advises against doing so ?

"* as they can charge you a high amount of interest.

Live in mason thank you alex.

If shopping online ?

"* jarvill advises to check the store's return policy ?

"* as covid may have made it harder to return items.///